Who is entitled to family benefits?
The family benefits branch was created for the benefit of all workers referred to in Article 1 of the Labour Code. This refers to any natural person who has pursued a permanent, seasonal or occasional professional activity in Cameroon under the authority and direction of one or more other natural or legal persons, public or private, called employers, who pays remuneration in return for the person’s work.
There is no discrimination of sex or nationality. Moreover, a person is considered as a worker from the moment of hiring, regardless of the legal status of the employer, the relationship with the employer, and the nature of the employment contract (written or verbal, for a specified or indeterminate duration etc). Exclusions:
- State agents
- Civil servants
- Members of the armed forces, National Security and assimilated
- Prison administration workers
- Administrative contractors
Apart from the worker, the surviving spouse of a deceased family allowance beneficiary may claim the same benefits as the said beneficiary even if s/he is not employed. These are children in the claim file, unless they were conceivedon the date of the death of the main beneficiary.
The beneficiary of a pension who was receiving family allowances on the date of retirement can claim the benefit of these same allowances for the children known in the file of the NSIF.
The worker dismissed for “force majeure” (unforeseeable circumstances), subject to providing a Certificate of incapacity to work (AIT) issued by the Labour Inspector of the place of performance of the employment contract, may claim family benefits for a period of 3 months not renewable from the date of dismissal.
Clergymen who do not engage in paid employment may claim family benefits.
The beneficiary is appointed by decision of the Director General of the NSIF in case of default, forfeiture or death of a beneficiary of family allowances, separation of parents or in the case of children entrusted permanently to a third party.
Justification of Paid Activity
Paid activity is justified by means of two types of attendance forms:
- Individual attendance form (for one worker only);
- Collective attendance form (concerns several workers).
In addition to the above, there is a certificate of attendance in the pregnancy booklet submitted by the NSIF to justify the paid activity. This certificate, which is a slip, serves as attendance form.
Are considered as periods of professional activity:
- Absences for regular leave;
- Absences due to industrial accident or occupational diseases;
- Absences for illness not exceeding 6 months;
- Absences for maternity leave granted to a female worker;
ü absences within the limit of 3 months, due to a case of “force majeure” and duly noted by a Certificate of incapacity to work signed by the Labour Inspector of the place of performance of the employment contract.
Prenatal allowances are attributed to the pregnant female worker or pregnant self-employed wife of a worker, who undergoes prenatal medical examination.
Conditions of Attribution
The applicant (pregnant wage earner or pregnant unemployed wife of a worker) must be registered at the NSIF and must prove full paid activity during the month of the medical examination.
In addition, the expectant mother, wage earner or wife of a worker, must undergo two medical examinations with a doctor or midwife:
ü The 1st examination should be done between the 3rd and 4th month of pregnancy. The related medical certificate can be drawn up on plain paper and must indicate the presumed date of delivery. This medical certificate must be submitted to the NSIF before the end of the 5th month of pregnancy.
ü The 2nd examination is carried out between the beginning of the 7th and end of the 8th month of pregnancy. The related certificate is obligatorily established on printed NSIF form.
Each of the medical certificates of these prenatal examinations must be submitted to the National Social Insurance Fund within twelve months (12) or 365 days following the date on which the examination was carried out, at the risk of losing the corresponding rights.
Composition of file
Composition of file varies according to whether the applicant is already a beneficiary or not. The file includes:
- If the applicant is not yet a beneficiary
- 01 application for family benefits on NSIF print to be downloaded on the website www.cnps.cm, signed by the worker or his spouse;
- 01 certificate of pregnancy of the 1st examination, undergone between the 3rd and 4th month of pregnancy;
- 01 certificate of pregnancy of the 2nd examination undergone between the 7th and 8th month of pregnancy.
The file thus constituted is deposited at the Social Insurance Centre (CPS) of the applicant's place of employment.
Methods of Calculation
The amount of prenatal allowances is equal to 9 times the monthly rate of family allowance.
Terms of Payment
Prenatal allowances are paid at 25,200 CFA francs (2,800 x 9). Payments are done at the counters of the Social Insurance Centre of the worker's place of employment or by mobile payment to the worker or his wife, even if she is not a worker.
Maternity allowance is due to any female employee, or self-employed wife of a worker, who gives birth to a viable child under medical supervision.
Conditions of Attribution
ü The applicant (female wage earner who has given birth to a viable child or self-employed wife of a worker whose has given birth to a viable child) must be registered at the NSIF and must prove full paid activity during the month of delivery.
ü The child must have been born alive and under medical supervision.
ü The birth must be declared to the NSIF within 12 months after the date of delivery.
Composition of File
The file must contain the following documents:
- 01 application on NSIF print to be downloaded on the website www.cnps.cm signed by the worker or his spouse;
- 01 Certificate of delivery established at the time of birth;
- 01 Certificate of pregnancy of the 2nd examination undergone between the 7th and 8th month of pregnancy;
- 01 Certified copy of birth certificate of the child, unless the child born viable dies before the expiry of the statutory deadline of declaration of birth.
The file thus constituted is deposited at the Social Insurance Centre of the applicant's place of employment.
Method of Payment
Maternity allowance is paid at 33,600 FCFA (2800x12).
Medical Expenses of Pregnancy and Maternity
The file must be composed as follows:
- 01 application on NSIF print to be downloaded on the website www.cnps.cm, signed by the worker or his spouse;
- 01 Medical certificate of pregnancy or maternity.
Daily Maternity Leave Allowances
Documents to be produced are:
- 01 application on NSIF form to be downloaded on the website www.cnps.cm, signed by the applicant;
- 01 zero pay slip or, where applicable, a certificate of cessation of payment produced by the applicant's company;
- 01 Certificate of pregnancy for the second examination indicating the due date of delivery;
- 01 Certificate of delivery issued by a doctor or midwife.
In case of extension following an illness resulting from pregnancy or delivery, send the following documents to the NSIF no later than 10 days after the end of the 14 week period:
- 01 Medical certificate specifying the incapacity to return to work after the expiry of the 14-week period;
- 01 zero pay slip.
Family Allowances (AF)
The following documents make up a file of application for family allowances at the NSIF.
- 01 application on NSIF form to be downloaded on the website www.cnps.cm, signed by the worker;
- 01 Declaration on the honour of non-collection of a family allowance from another public scheme signed by the applicant (transitional measure.
- Certified copies of birth certificates of children or declarations of recognition of natural children or gross judgment of legitimation or adoption for legitimated or legally adopted children;
- 01 Certificate of existence of child, for children aged 0 to 5 inclusive, or 01 Certificate of scholarship for children aged 6 to 21 inclusive, or 01 Certificate of apprenticeship for children aged 14 to 18 inclusive, or 01 Medical certificate for a child with disability or incurable illness that prevents him or her from going to school for children aged 6 to 21 inclusive or engaging in salaried work.
Once the file is complete, you can deposit it at the Social Insurance Centre of your workplace or at the counter of the nearest Social Insurance Centre.